Our financial health principles: Spend, save, borrow, plan.

The foundations of financial health are simple:

Spend

less than you earn.

Save

toward your goals.

Borrow

responsibly to build credit.

Plan

for the future.

These principles — inspired by the Financial Health Network’s framework for financial health — guide how we design products, support members, and measure impact. And in the months ahead, we’re excited to introduce even more tools within our “Save” pillar — including investing tools designed to help more Americans harness the power of compound interest, the very idea that inspired this event.